Auto Insurance For Volkswagen | The bank rate


If you cause an accident, auto insurance is designed to protect you legally and financially. It pays the other driver’s medical bills if they get injured, and it can also cover your attorney fees and court costs if you’re sued. Auto insurance is extremely beneficial, it is also a legal requirement in almost all states.

The cost of auto insurance is determined by a number of factors, such as your age, credit score, and claims history. Additionally, the make and model of your vehicle affects the average cost of auto insurance, and each auto insurance company charges a slightly different rate for insuring the same vehicle. We have received sample Volkswagen auto insurance quotes for some of the company’s top-selling models:

  • Volkswagen Jetta
  • Volkswagen Atlas
  • Volkswagen Passat
  • Volkswagen Tiguan
  • Volkswagen Beetle

Auto insurance for Volkswagen: by model

Volkswagen is not considered a luxury car company, but the cost of insurance on most of its vehicles is not cheap. The cheapest Volkswagen to insure is the Tiguan, with an average annual full coverage premium of $ 1,478. The most expensive model to insure is the Passat, with an average annual full coverage premium of $ 1,709. In the table below, we have included the average annual Volkwagen auto insurance premium for five popular models:

Volkswagen auto insurance Average annual full coverage premium
Volkswagen Jetta $ 1,678
Volkswagen Atlas $ 1,576
Volkswagen Passat $ 1,709
Volkswagen Tiguan $ 1,478
Volkswagen Beetle $ 1,684

Cheapest auto insurance companies for Volkswagen Jetta

If you want cheap auto insurance, the Volkswagen Jetta is not a bad option, but each provider has different rates. USAA offers the cheapest Jetta insurance, with an average annual premium of $ 1,110 for full coverage insurance and $ 331 for minimum coverage insurance. However, USAA only offers coverage to serving military personnel, veterans, and their families. State Farm is the more expensive option, with an average annual premium of $ 1,470 for full coverage and $ 540 for minimum coverage. The table below includes the average Jetta insurance premiums for five of Bankrate’s picks for the best auto insurance companies:

Auto insurance company Average annual premium for minimum coverage Average annual premium for full coverage
USAA $ 331 $ 1,110
Geico $ 364 $ 1,369
State farm $ 540 $ 1,470
Erie $ 367 $ 1,220
Amica $ 367 $ 1,336

Cheapest car insurance companies for Volkswagen Atlas

The Volkswagen Atlas is the company’s newest vehicle, which was introduced in 2018. The Atlas is one of the most affordable models to insure, especially if you qualify for USAA insurance. Despite its limited coverage, USAA offers the cheapest Altas insurance, with an average annual premium of $ 1,198 for full coverage and $ 352 for minimum coverage. However, Geico and Amica are also affordable options if you’re not affiliated with the military. Here are the average car insurance rates for Atlas insurance:

Auto insurance company Average annual premium for minimum coverage Average annual premium for full coverage
USAA $ 352 $ 1,198
Geico $ 385 $ 1,203
State farm $ 443 $ 1,354
Erie $ 431 $ 1,350
Amica $ 367 $ 1,264

Cheapest car insurance companies for Volkswagen Passat

If you’re looking for a Volkswagen Passat, the cheapest mudslide supplier is technically USAA, but given its limited eligible customer base, the second cheapest option is Geico with an average annual premium. for Passat insurance $ 1,448 for a full coverage policy and $ 339 for a minimum coverage policy. In the table below, we have included the average cost of Passat insurance for several providers:

Auto insurance company Average annual premium for minimum coverage Average annual premium for full coverage
USAA $ 332 $ 1,224
Geico $ 339 $ 1,448
State farm $ 467 $ 1,503
Erie $ 430 $ 1,415
Amica $ 367 $ 1,332

Cheapest auto insurance companies for Volkswagen Tiguan

The Tiguan is Volkwagen’s best-selling model and nearly 2,500 new Tiguans are being made every day, according to the company. In addition, the Tiguan is the cheapest Volkswagen vehicle to insure, according to our sample quotes. You can get Erie’s cheapest full coverage policy, with an average premium of $ 1,098. USAA has the cheapest minimum coverage policy, with an average rate of $ 342 – but, again, its limited client eligibility means that is only an option for some people. Here’s a look at the average cost of Tiguan insurance:

Auto insurance company Average annual premium for minimum coverage Average annual premium for full coverage
USAA $ 342 $ 1,150
Geico $ 386 $ 1,196
State farm $ 467 $ 1,325
Erie $ 353 $ 1,098
Amica $ 387 $ 1,193

Cheapest auto insurance companies for Volkswagen Beetle

The iconic Volkswagen Beetle has been in production for over 70 years, but has recently been discontinued. Despite a MSRP of $ 21,790 in 2019, the Beetle is one of the most expensive Volkwagen models to insure. USAA has the cheapest Beetle insurance, with an average rate of $ 1,141 for full coverage insurance and $ 310 for minimum coverage insurance. However, if you don’t qualify for USAA, the next cheapest option is Amica. The table below includes the average cost of VW Bug insurance from several popular car insurance companies:

Auto insurance company Average annual premium for minimum coverage Average annual premium for full coverage
USAA $ 310 $ 1,141
Geico $ 358 $ 1,437
State farm $ 473 $ 1,405
Erie $ 431 $ 1,348
Amica $ 367 $ 1,324

Other auto insurance coverages for Volkswagen

Volkswagen owners are required to meet their state’s minimum auto insurance requirements. Minimum coverage insurance policies typically include third party liability insurance and personal injury protection (PIP), if you live in a state with no-fault insurance laws. However, most drivers can benefit from optional auto insurance coverages to protect themselves financially.

First, you might consider purchasing a comprehensive coverage policy to get collision and comprehensive insurance, which protects your vehicle in the event of a covered loss. If you are leasing or financing your Volkwagen with a loan, spread insurance can be useful if your car is totaled. Another popular policy is Accident Forgiveness, which will potentially help prevent your auto insurance rates from increasing in the event of an accident.

Remember that each auto insurance company offers different coverage options. If you are currently insured with a carrier that does not offer the optional coverage you wish to benefit from, you can change insurer at any time.

Methodology

Bankrate uses Quadrant Information Services to analyze 2021 rates for all zip codes and carriers in all 50 states and Washington, DC Rates shown are based on a 40 year old male and female driver with a clean driving record , good credit and the following. coverage limits:

  • $ 100,000 of civil liability per person
  • Civil liability of $ 300,000 per accident
  • Liability for property damage of $ 50,000 per accident
  • $ 100,000 of uninsured bodily injury by a motorist per person
  • $ 300,000 in uninsured bodily injury by a motorist per accident
  • $ 500 collision deductible
  • Full $ 500 deductible

To determine the minimum coverage limits, Bankrate used minimum coverage that meets the requirements of each state. Our basic profile drivers commute five days a week, drive 12,000 miles a year, and have been rated using the following cars:

  • Volkswagen Jetta
  • Volkswagen Atlas
  • Volkswagen Passat
  • Volkswagen Tiguan
  • Volkswagen Beetle

These are sample rates and should only be used for comparison purposes.



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