Parents urged to review bus coverage policies | News, Sports, Jobs


As the school year gets underway for many students, North Dakota Insurance Commissioner Jon Godfread is urging North Dakota parents and guardians to review their auto insurance policies to ensure their students are covered when traveling on school buses.

In the event of an accident on a school bus resulting in injury, the insurance covering the school bus is not liable for bodily injury to passengers on board the bus. Students’ primary coverage for basic no-fault coverage would be their parent’s or guardian’s primary personal auto insurance policy.

“We have seen cases of school bus accidents where, unfortunately, students on board have been injured, but some of those injuries were not covered by insurance,” said Godread. “God forbid, we have to use this cover; we can prevent unexpected events from escalating by making sure the cover is there.

Many people carry the $30,000 minimum amount for no-fault coverage. Coverage helps pay for accident-related medical expenses, regardless of who is at fault.



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