The Center announces more benefits via ESIC, EPFO for bereaved families
In immense relief for workers who have lost their employee member to the Covid-19 pandemic, the Ministry of Labor on Sunday announced a series of benefits through the ESIC and EPFO programs to address fear and the anxiety of these workers for the well-being of their family members. .
Social security coverage by the Center is “sought to be provided to workers at no additional cost to the employer,” the ministry said in a statement.
Currently, for insured persons (PI) under ESIC, after the death or disability of the PI due to an employment injury, a pension equivalent to 90% of the average daily wage received by the worker is available for the spouse and the mother widowed for life and for children until they reach the age of 25. For the female child, the service is available until her marriage.
To support the families of Insured Persons (PI) under the ESIC scheme, it was decided that all dependent family members of PIs who were registered on the ESIC online portal before their diagnosis of COVID disease and their death resulting from the illness, will be entitled to the same benefits and the same scale as those received by the dependents of insured persons who die as a result of an employment injury, subject to the following eligibility conditions:
a. The PI must have been registered on the ESIC online portal at least three months before the diagnosis of the COVID disease causing death.
b. The PI must have been employed for wages and contributions for at least 78 days should have been paid or payable under the deceased PI for a period of one year immediately preceding the diagnosis of the COVID disease resulting in the death
IPs, who meet the eligibility conditions and have died from a COVID disease, their dependents will be entitled to receive a monthly payment at 90% of the average daily salary of the insured person over their lifetime. The program will be in effect for a period of two years from 24.03.2020.
Under the EPFO Employee Deposits Insurance Scheme, all surviving dependent family members of members of this scheme are eligible for EDLI benefits in the event of death in the member’s harness. At present, under this scheme, extended benefits in the event of the death of a worker are not a minimum service requirement for the payment of the gratuity, the family pension is paid in accordance with the provisions of the law. EPF and MP, sickness benefit of 70% of salary for 91 days in one year is paid in the event of the worker’s illness and absence from an office.
The Center notified the following changes:
a. The maximum benefit amount has been increased from 6 lakhs to 7 lakhs for family members of the deceased employee.
b. Minimum insurance benefit of ₹2.5 lakh to eligible family members of deceased employees who were members for a continuous period of 12 months in one or more establishments prior to their death in lieu of the existing benefit of continuous employment in the same establishment for 12 months. This will benefit contract / casual workers who lost their benefits due to the requirement of one continuous year in an establishment.
vs. Reinstatement of the provision for a minimum compensation of 2.5 lakh retroactively, i.e. from February 15, 2020
re. Over the next three years, the actuary has estimated that eligible family members will receive an additional benefit of Rs. 2,185 crore from the EDLI fund in the years 2021-22 to 2023-24.
e. The number of death claims under the scheme has been estimated at around 50,000 families per year, including the increase in claims given the estimated death of around 10,000 workers, which could occur due to Covid.
“These welfare measures will provide much-needed support to the families of workers who have died from the COVID-19 disease and protect them from financial hardship during these difficult times of the pandemic,” the government said.
On Saturday, the government headed by Prime Minister Narendra Modi announced a series of measures to support orphaned children and families who have lost their salaried member through various programs.
Prime Minister Modi announced a number of welfare measures for children who have lost their parents to COVID-19, including ensuring a body of ₹10 lakh at the age of 18 and provide for their education.
In addition, the Center also announced new measures to help families who have lost their limbs due to the pandemic.
The government has said it will provide a pension to the families of those who have died from Covid and improved and liberalized insurance compensation.
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