Will your insurance cover the cost of your smartwatch?


UnitedHealthcare has several programs

Several offers can help customers choose a wearable. People enrolled in the UnitedHealthcare Motion program can earn more than $1,000 a year by meeting daily activity goals, based on cycling, running, strength training, swimming, walking and more. A UHC Motion app is available for iOS and Android.

UnitedHealthcare says engagement rates exceed other employer-sponsored wellness programs. Participants walked an average of 11,000 steps per day, more than double the 5,200 steps recorded by the average American adult.

UnitedHealthcare also says the plan tends to appeal to members with chronic conditions, such as diabetics, who are 40% more likely to participate than others.

If you are in a UnitedHealthcare Medicare Advantage plan, you can receive a free Fitbit Charge 5, Inspire 2, or Luxe device and connect socially by joining an online Fitbit Community for Renew Active program. Participants can access thousands of on-demand videos, including live fitness classes and AARP’s Staying Sharp online brain health program. (UnitedHealthcare offers several AARP-branded Medicare Advantage plans in most states for AARP members.)

As an added benefit, members who use their Fitbit or other activity tracker to report that they’ve walked at least 7,500 steps for 10 days in a month can earn $10 monthly discounts.

As of November 2021, UnitedHealthcare plans come with a free one-year subscription to the Apple Fitness+ studio-style workout program, which requires an Apple Watch. Existing members can visit their myuhc.com account to check their eligibility.

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